Welcome to Lira
Lira is a B2B account verification API that helps remittance companies, diaspora platforms, and African fintechs verify who they're paying before a transaction is processed.
What you can build
Real-time verification
Verify a bank account or phone number before initiating a transfer. Reduce fraud and prevent failed transactions by confirming the recipient's identity at the moment of payment.
Async verification at scale
Queue thousands of verifications and receive results via webhook when they complete. Ideal for batch onboarding flows, KYC pipelines, and high-throughput payment operations.
Webhook-driven workflows
React to verification events in real time to trigger downstream actions like KYC approvals, user onboarding, or payment releases — without polling the API.
Products
Verification API
Confirm bank accounts and phone numbers across Africa before funds move. Supports Nigeria and Ghana with more countries on the roadmap.
Reversal Tracking
Track and resolve failed transactions. Identify where a transfer broke down and take action to recover funds or retry the payment.
Business Directory
Discover and connect with verified African businesses. Reduce counterparty risk when transacting with new business partners across the continent.
This documentation covers the Verification API and Webhooks.
Choose your path
New to Lira? Start with How It Works to understand the mental model, then follow the Quickstart to make your first API call in under 5 minutes.
Ready to integrate? Jump directly to Verify a Bank Account or Verify a Phone Number for step-by-step guides with request and response examples.
Explore the full API Browse the API Reference for every endpoint, parameter, and response schema.
Supported countries
| Country | Code | Bank Account | Phone Number |
|---|---|---|---|
| Nigeria | NG |
Yes | Yes |
| Ghana | GH |
Yes | Yes — networkCode required |
Note: Ghana phone number verifications require a
networkCodeto identify the mobile carrier. See Verify a Phone Number for the list of supported network codes.
Next steps
- How It Works — understand verifications, authentication, environments, and webhooks before writing any code
- Quickstart — make your first API call in 5 minutes
- API Reference — complete endpoint and schema reference
